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Generally the laws of the sates or countries provide a set of rules to recover money or the debt.
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Debt collection letter template, informing the debtor that legal actions have begun and that from this point onwards, court representatives will contact the debtor. This is a federal law that you gives you certain rights and prohibits debt collectors and attorneys from participating in certain conduct. Dear XX (name of debtor), We regret to inform you that due to your unpaid debt amount of XX (full debt amount, additional charges and interest cost) to XX (creditor's name.
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